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We offer a range of investment services for individual private clients and intermediary professionals.

Access a range of award-winning model portfolios or custom-made solutions tailored to fit your personal situation and preferences.

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An Award-Winning Range of Mainstream and Thematic Managed Portfolios Offering Access to the Highest Quality Global Asset Managers

Actively Managed Multi-Asset Portfolios
Actively Managed Multi-Asset Portfolios
Income-focused Investments
Income-focused Investments
Sustainable World Model Portfolios
Sustainable World Model Portfolios
Sharia Compliant Investments
Sharia Compliant Investments

LATEST MARKET INSIGHTS

The new gold rush
September 2024

The new gold rush

Gold has returned 22% in the last six months driving the metal to all-time highs in US dollars as well as multiple other currencies. The question investors must ask is whether this is a cyclical move, or has gold proved itself as a building block within portfolios?
How Magnificient is AI
August 2024

How Magnificient is AI

Twist and turns in the Magnificent 7 have propelled the S&P 500 beyond what many investors have expected. Optimism surrounding the utility of artificial intelligence (AI) to transform businesses have led a ‘gold rush’ to beneficiaries of the technology.
The Fed and Tokyo: Correction or Contagion?
August 2024

The Fed and Tokyo: Correction or Contagion?

After a strong rally since the start of the year, the first week of August saw a deeply negative period for developed markets.
The UK election: Will it or won’t it influence the market?
May 2024

The UK election: Will it or won’t it influence the market?

With the British Prime Minister, Rishi Sunak, recently announcing a snap general election taking place on the 4th of July, it is worth taking a look at how TAM think this is going to play out in the market.
THE SQUEEZE ON FEES
April 2024

THE SQUEEZE ON FEES

Are we now in a “race to the bottom” paradigm where DFMs are being pressured to slash fees to compete for assets whilst still offering value for clients? In this Market Insight we explain why we do not believe this is the case.
INFLATION: STAYING DOWN OR RISING BACK UP?
March 2024

INFLATION: STAYING DOWN OR RISING BACK UP?

Any movie watcher will know that well-trodden scene in which the hero puts the villain to the sword, turns around triumphantly only to see the same villain rising ominously behind them ready for action. In this Market Insight we discuss inflation and is it really under control?
'YOU HAVE TO KNOW THE PAST TO UNDERSTAND THE PRESENT'
February 2024

'YOU HAVE TO KNOW THE PAST TO UNDERSTAND THE PRESENT'

In the first three months alone, stock markets have already met or exceeded their targets for the entirety of 2024. Some will see this as a sell signal and others, a buy signal. Well, that’s what makes a market. In our Market Insight we take stock of an exciting start to the year.
TAM Sharia: Where we've been and where we're going
January 2024

TAM Sharia: Where we've been and where we're going

2023 has drawn to a close and investors are beginning to open the bonnet of their portfolios to check which areas need tweaking.
Sustainable investing: Another year older
December 2023

Sustainable investing: Another year older

Our Sustainable/ESG focused portfolios are another year older but are we as investors another year wiser? In this note we review the five important lessons learnt in throughout 2023.

Hang on in there, the market is on the mend
December 2023

Hang on in there, the market is on the mend

2023 has largely been a year of lacklustre performance with just 7 behemoth tech stocks in the US delivering virtually all the market performance. Whilst investors have piled into these AI related investments there has been a lot more to get excited about. In this note we review the current landscape and some views for 2024.

Soft Landing or Hard Landing? Take your pick but make sure you are in a plane that can handle both!
November 2023

Soft Landing or Hard Landing? Take your pick but make sure you are in a plane that can handle both!

Stronger than expected economic data, resilient inflation and geopolitical tensions have all combined to unsettle investors. Fears now abound that the US Federal Reserve's prediction of interest rates remaining ‘higher for longer’ may actually morph into ‘higher for much, much longer’. Will the Fed be able to manage a soft landing for the economy or are we in for a far bumpier ride?

We meet again, Mr. Bond - Opportunity in fixed income
October 2023

We meet again, Mr. Bond - Opportunity in fixed income

Last week, Fed Chairman Jerome Powell said that inflation is still too high despite easing slightly recently, and slower economic growth is likely needed for it to return to the central bank’s 2% target. This week we have had stronger US growth numbers, but weaker employment numbers. With rate decisions on a knife edge read how TAM are allocating to the fixed income markets.

Artificial Intelligence (AI) Technology: World Changing or Ending?
September 2023

Artificial Intelligence (AI) Technology: World Changing or Ending?

AI has certainly become a household topic in 2023 and impacted many company and sector valuations.  We discuss the issues and what we should be focusing on going forward.

The risk of outperforming this market
June 2023

The risk of outperforming this market

Do strong stock market gains tell the whole story? James Penny discusses the story behind the story and concludes that its critical for clients to realise how important it is to spread investments over different scenarios, outcomes, and opportunities.

FANGs bite back: A view on Q1
April 2023

FANGs bite back: A view on Q1

After a shocking 2022 for growth stocks, 2023’s Q1 market will go down in history as one of the most potent rallies in the history of growth investing.  In this article we discuss the events that shaped the market and some thoughts for the remainder of the year.

BUILDING THE NEXT BULL RUN IN 'GREEN' INVESTMENTS
April 2023

BUILDING THE NEXT BULL RUN IN 'GREEN' INVESTMENTS

We are now looking back on over a decade of artificially low interest rates put in place by developed country central banks, sparked by the financial crisis and a battle against deflation, thanks to China exporting low prices as globalisation took off. This period of easy money culminated in 2021 with unprecedented levels of monetary stimulus during the pandemic. There were suggestions that inflat...

Springing into Growth: the UK Budget
March 2023

Springing into Growth: the UK Budget

The past few years have been marked by political turbulence in the UK, ranging from ‘partygate’ scandals, to the proposed unfunded tax cuts which sent the UK economy into tailspin and Liz Truss packing after a shorter tenure than Ed Balls had on Strictly Come Dancing. However, since Rishi Sunak followed as Britain’s prime minister, there has been an air of control with no more ha...

Banks: the winners and losers
March 2023

Banks: the winners and losers

Financial markets ended Friday in some turmoil, due to the dilemma over the strength of bank lending. In a rapidly appreciating interest rate environment, banks are usually the core winners as interest spreads and ongoing interest loan differentials cause bank profit margins to rise. Great news for banks which until Friday have been a core appreciating sector in markets globally. No mistake, risin...

China, too big to ignore?
February 2023

China, too big to ignore?

Globally, markets have been in a precarious place, one in which opportunities have been scarce and where we have watched economies walk the tight rope to recovery. Unfortunately, in 2022 China slipped. Weighed down by its stringent zero-Covid policy, distressed real estate sector, crackdown on tech firms, and geopolitical tensions with Taiwan. It’s no doubt, that Investors fuelled with pessi...

MARKET UPDATE VIDEOS

Q4 Market Update and Outlook

5th October 2024

Q4 Market Update and Outlook

James reviews Q3 market performance, highlighting the tech sector slowdown and opportunities in UK, European, and emerging markets. He also discusses the positive performance of bonds and TAM’s focus on diversification and active management.
Q4 Sustainable Investment

5th October 2024

Q4 Sustainable Investment

Dan reviews TAM’s Sustainable Portfolios, covering the rotation into higher-quality stocks and the strong performance of ethically-sourced commodities and green infrastructure, showing how TAM is positioned for growth despite political and interest rate uncertainty.
Q4 Sharia Portfolios

5th October 2024

Q4 Sharia Portfolios

Francis shares an update on TAM’s Sharia portfolios, highlighting strong performance in US stocks, a shift to multi-asset investments, and the use of passive ETFs to reduce costs and improve diversification. He also discusses TAM’s work with other asset managers.
Q3 Market Update with James Penny

31st July 2024

Q3 Market Update with James Penny

James Penny, Chief Investment Officer of our investment manager, TAM Asset Management, provides us with an overview of the third quarter of 2024.
Q3 Sustainable Investing with Dan Babington

31st July 2024

Q3 Sustainable Investing with Dan Babington

Dan Babbington, Portfolio Manager at our investment manager TAM Asset Management, gives us his views on the Sustainable (ESG) investment landscape and the factors which affected our sustainable model portfolios in the third quarter of 2024.
Q3 Sharia Investing update with Francis Banzon

31st July 2024

Q3 Sharia Investing update with Francis Banzon

Francis Banzon, Portfolio Manager at our investment manager TAM Asset Management, reviews the investment landscape and how our Sharia-compliant portfolios are positioned for the third quarter of the year
TAM Sharia Portfolio Review for Q2 2024

25th April 2024

TAM Sharia Portfolio Review for Q2 2024

Francis Banzon, Portfolio Manager at our investment manager TAM Asset Management, reviews the investment landscape and how our Sharia-compliant portfolios are positioned for the second quarter of the year.
TAM Sustainable World Update Q2 2024

24th April 2024

TAM Sustainable World Update Q2 2024

Dan Babbington, Portfolio Manager at our investment manager TAM Asset Management, gives us his views on the Sustainable (ESG) investment landscape and the factors which affected our sustainable model portfolios in the first quarter of 2024.
TAM Q1 2024 Review and Outlook

23rd April 2024

TAM Q1 2024 Review and Outlook

James Penny, Chief Investment Officer of our investment manager, TAM Asset Management, provides us with an overview of the first quarter of 2024. What assets classes performed well and how this resulted in a strong performance across our range of multi-manager model portfolios. He then offers us...
Multi-Asset portfolios - A review of 2023 and opportunities for 2024.

12 January 2024

Multi-Asset portfolios - A review of 2023 and opportunities for 2024.

What were the drivers of 2023's positive return and where will be positioning our multi-asset portfolios in 2024. TAM UK CIO, James, discusses this and more.
Sustainable (ESG) Investments - A review of 2023 and outlook for 2024.

12 January 2024

Sustainable (ESG) Investments - A review of 2023 and outlook for 2024.

Its been a mixed year for sustainably-themed investments. Dan, reviews the past year and gives us an insight to the opportunities for our Sustainable World, portfolios in 2024.
TAM Sharia Portfolio - A review of 2023 and outlook for 2024

12 January 2024

TAM Sharia Portfolio - A review of 2023 and outlook for 2024

TAM UK's Analyst, Francis, review the past year and new exciting opportunities for our Sharia-compliant managed portfolios.

NEWS

CCLA: Tech giants are overlooking employees' mental health needs
10 October 2024 | Investment Week

CCLA: Tech giants are overlooking employees' mental health needs

Dan Babington, portfolio manager at TAM Asset Management, speaks to Investment week about metal Health in the corporate world.
£1.6trn investor group write to UK’s largest companies calling for urgent response on climate transition plans
12 September 2024 | PA Future

£1.6trn investor group write to UK’s largest companies calling for urgent response on climate transition plans

Dan Babington, portfolio manager at TAM Asset Management believes shareholders need additional information to make informed stewardship decisions and offer clients the best possible sustainable portfolio solutions.
The Collapse of the Dollar Empire?
07 August 2024 | Financial Fables

The Collapse of the Dollar Empire?

Is the dollar's status as the world's reserve currency coming to an end? Daniel Babbington, a portfolio manager at TAM Asset Management discusses this and more with Alex Dryden at Financial Fables.
The alternative investment strategies to protect portfolios in an uncertain world
03 July 2024 | Trustnet

The alternative investment strategies to protect portfolios in an uncertain world

AdviserAction was launched in November last year to enable the advice industry to engage with listed companies on sustainability issues. TAM are proud to be one within a select group of companies to join the initiative.
Long read: How are wealth managers using AI?
05 June 2024 | FT Adviser

Long read: How are wealth managers using AI?

Daniel Babington, portfolio manager at Tam, speaks to FT Adviser about how TAM have partnered with Clarity AI to assess funds’ true sustainability.
How Tam Asset Management runs Sharia portfolios
28 May 2024 | FT Adviser

How Tam Asset Management runs Sharia portfolios

Tam Asset Management offer one of the more uncommon propositions in the market: a Sharia-compliant MPS.
Eight more advice firms join CCLA's sustainability group
1 May 2024 | Professional Adviser

Eight more advice firms join CCLA's sustainability group

Allowing advisers to engage with listed firms on sustainability issues
City gears up for another long-distance cycle in support of Nick Hungerford charity
18 April 2024 | Citywire

City gears up for another long-distance cycle in support of Nick Hungerford charity

Cyclists from TAM Asset Management will again be joined by peers from across the industry for a three-day ride from Brussels to Amsterdam in support of Elizabeth’s Smile.
TAM’s James Penny: The market’s marching towards overheated territory – here’s how to play it Trustnet
10 April 2024 | Trustnet

TAM’s James Penny: The market’s marching towards overheated territory – here’s how to play it Trustnet

The market is “marching towards potential overheated territory” but investors should continue to ride the momentum trade for as long as they can because now is a “nirvana” for diversified portfolios, according to TAM Asset Management’s UK chief investment officer James Penny.
‘Convenience comes at a cost’: Navigating the green bond landscape
3 April 2024 | Professional Adviser

‘Convenience comes at a cost’: Navigating the green bond landscape

Investors should avoid being drawn into investing in labels that are merely ‘a marketing tool’
Fund management's got talent
28 March 2024 | FT Adviser

Fund management's got talent

This week Asset Allocator acting editor Damian Fantato has a chat with funds correspondent Joseph Wilkins and contributing editor David Thorpe about Tam Asset Management's seed funding of future fund management talent.
TAM Asset Management unveils fundraising activities in support of The Childhood Trust
20 March 2024 | Citywire

TAM Asset Management unveils fundraising activities in support of The Childhood Trust

TAM Asset Management will be holding four big fundraising events throughout the year, kicking things off with a bake sale in the firm’s Basinghall Street office on Tuesday 26 March. The ‘4 for 2024’ fundraising campaign is in aid of The Childhood Trust, London’s child poverty charity.

LATEST MARKET SNAPSHOTS

UK Economy grows just 0.1% in Q3
15th November 2024

UK Economy grows just 0.1% in Q3

The UK economy grew at 0.1% in the third quarter which was seen as a miss given the expectations were for an expansion of 0.2% and Q2 saw an expansion of 0.5%.
UK Cuts interest rates by another 0.25%
07 November 2024

UK Cuts interest rates by another 0.25%

The Bank of England has cut its interest rate today by another 0.25% taking the UK interest rate to 4.75%. This latest cut goes on top of the 0.25% cut made in September to bring UK intertest rates down by half a percentage point this year.
US jobs miss estimates in October
04 November 2024

US jobs miss estimates in October

US job creation in October showed just 12,000 jobs created against expectations of 100,000 and below the September number of 223,000.
Eurozone inflation back up to target
31 October 2024

Eurozone inflation back up to target

Eurozone inflation rose to 2%, hitting the European Central Bank's (ECB) target and raising the likelihood of a smaller, quarter-point interest rate cut in December
British retail sales surprise the market
18 October 2024

British retail sales surprise the market

In September, British retail sales unexpectedly rose for the third consecutive month, increasing by 0.3%, mainly driven by purchases of the new iPhone.
European Central Bank cuts interest rates.
17 October 2024

European Central Bank cuts interest rates.

The European Central Bank (ECB) has reduced interest rates by a quarter-point to 3.25%, marking the lowest level since May 2023.
U.S. inflation continues to fall
10 October 2024

U.S. inflation continues to fall

US inflation fell to 2.4% in September, slightly above expectations, reinforcing predictions of a Federal Reserve interest rate cut in November.
Surprise new Japan PM rattles markets
30 September 2024

Surprise new Japan PM rattles markets

67 year-old Shigeru Ishiba has been elected as the new Prime Minister of Japan, at the fifth time of asking.
China takes the stage with long awaited stimulus package
24 September 2024

China takes the stage with long awaited stimulus package

The Chinese government today announced a planned economic stimulus aimed at bolstering and supporting economic growth in the country.
UK keep interest rates on hold
19 September 2024

UK keep interest rates on hold

Bank of England have chosen to keep interest rates where they are at 5%. UK remains in a fight against inflation which seems, in some areas to be rising once again.
US makes first cut to interest rates.
19 September 2024

US makes first cut to interest rates.

The US Federal Reserve on Wednesday made a half percentage point cut to the US interest rate.
US inflation meets expectation
11 September 2024

US inflation meets expectation

Next week, the US Federal Reserve is anticipated to announce its first interest rate cut since the hikes of 2022
UK inflation rate falls below 4%
20 December 2023

UK inflation rate falls below 4%

UK inflation dropped more than expected to 3.9%, down from October's 4.6%, the lowest year-on-year increase since September 2021.
US inflation holding steady
12 December 2023

US inflation holding steady

US CPI dipped slightly in November to 3.1% annually, just below October's 3.2% pace. The core rate held steady at 4%. On a monthly basis, prices rose 0.1%, marginally above flat expectations.
UK inflation falls dramatically to 4.6%
15 November 2023

UK inflation falls dramatically to 4.6%

UK inflation slowed more than expected to 4.6% in October, below predictions and well under September's 6.7%, mostly attributed to lower energy prices.

Stocks rally as US inflation rate recedes
14 November 2023

Stocks rally as US inflation rate recedes

The US Consumer Prices Index (CPI) rose by 3.2% in October, below the expected 3.3% and down from September's 3.7%. Core inflation, excluding food and energy, fell to 4.0%, the lowest since September 2021.
US nonfarm payrolls cool to 150,000 jobs added
3 November 2023

US nonfarm payrolls cool to 150,000 jobs added

The US economy begun to show its first cracks as its unemployment rate climbed to 3.9%, whilst nonfarm payrolls increased modestly to 150,000, a downward shift from the 297,000 in September. The US services sector also expanded at the weakest pace in five months, with w...
Bank of England votes to keep rates on hold ….again
3rd November 2023

Bank of England votes to keep rates on hold ….again

UK Bank of England have taken the decision to keep rates on hold at the 5.25% level. This is the second meeting of the committee in which they have chosen not to increase the rate which has been well received by the bond market which has rallied on the news.

US Federal Reserve Holds Interest rates above 5%
2nd November 2023

US Federal Reserve Holds Interest rates above 5%

The US Federal Reserve voted to hold interest rates at a 22-year high. The Fed's decision reflects a balancing act between economic strength and inflation worries, maintaining a cautious approach to potential future monetary policy adjustments.

Eurozone inflation now at two-year low
31st October 2023

Eurozone inflation now at two-year low

In October, euro zone inflation fell to a two-year low of 2.9%, dropping from 4.3% in the previous month, below economist estimates. Core inflation, excluding volatile food and energy prices, decreased to 4.2% from 4.5%.

US posts record job numbers in September
6th October 2023

US posts record job numbers in September

US job creation surged in September by 336,000 jobs being created against an expectation of just 170,000. The odds for another US rate hike in 2023 once again moved higher as US bonds and equities sold off. 

UK inflation falls more than expected in August.
21st September 2023

UK inflation falls more than expected in August.

UK inflation dropped more than expected on Wednesday which will come as a welcome surprise to market participants and UK citizens. Core inflation which excludes volatile components like food and energy fell to 6.7% from 6.8% in July and c...

Bank of England keeps interest rates steady in September.
20th September 2023

Bank of England keeps interest rates steady in September.

The Bank of England has, off the back of the surprise reduction in UK inflation, decided to not raise rates in the UK at their September meeting.

The market was largely expecting the central bank to raise rates by another 0.25% to take the rate to 5.5%.

Stability in the US Jobs Market
5th September 2023

Stability in the US Jobs Market

The US job market remains steady despite record-high interest rates, with 187,000 jobs added in August, matching July's numbers. President Biden praised the strong job growth, surpassing economist expectations of 170,000 new jobs.