Capital preservation and liquidity within the TAM framework
Cash Plus is a discretionary portfolio designed for capital preservation and liquidity during periods of uncertainty.
It allows advisers and clients to hold capital within the TAM ecosystem without committing to higher-risk assets or opening new accounts.
What is Cash Plus?
Cash Plus is a low-risk discretionary portfolio invested across a diversified range of cash, money market, and short-duration fixed income funds.
The portfolio is designed to preserve capital and provide liquidity while maintaining professional oversight and transparency.
Cash Plus is not intended to deliver long-term growth. It is designed as a practical portfolio solution when risk appetite is low or clarity is limited.
What Cash Plus is – and is not
Cash Plus is:
- A discretionary portfolio focused on capital preservation
- Invested across cash and short-duration fixed income funds
- Designed for liquidity and operational simplicity
- Fully transparent, with daily dealing
Cash Plus is not:
- A deposit or savings account
- A guaranteed return product
- A long-term growth strategy
How the portfolio is managed
Cash Plus is managed with a clear focus on risk control and liquidity.
The portfolio is constructed using high-quality funds selected for stability, liquidity, and capital preservation characteristics. It is monitored regularly to ensure it remains aligned with its objective and risk profile.
Portfolio decisions are driven by risk considerations rather than yield optimisation.
How advisers typically use Cash Plus
Cash Plus is commonly used:
In the current higher interest rate environment, Cash Plus provides a practical alternative to holding idle cash.
Practical information
- Available in GBP, USD, and EUR
- Minimum investment of £7,500 or currency equivalent
- Daily dealing and full transparency
- Custody provided by Pershing, a BNY Mellon company
- Available alongside TAM’s other model portfolio services
Important information
Cash Plus is a discretionary portfolio and is not a deposit account. Returns are not guaranteed. The value of investments can fall as well as rise, and past performance is not a reliable indicator of future results.
