Our income-focused investment solution

Our income-focused investment solution


Our TAM income service provides income-oriented clients with a range of risk-graded model portfolios comprising diversified active investment vehicles focused on delivering natural income as well as underlying capital appreciation.

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TAM Income
TAM Income
TAM Income
Investment Jigsaw
TAM Income
TAM Income Factsheets

Multi-asset investing

With a best of breed approach, TAM creates and manages portfolios diversified not only by underlying investment asset and sector, but also by manager and corporate provider.  This is essential to adding value to client portfolios.  Depending on the risk graded portfolio selected, TAM uses OEICS, unit trusts, exchange traded funds and structured products to access a broad range of assets including equities, fixed income, property, commodities, alternative investment and hedge funds.

Key Advantages

Pre-investment proposal
We produce a comprehensive asset management report which clearly focuses on investment objectives, risk grading and rating, which are provided to all clients before investing.

A wide range of risk graded portfolios
Flexibility in portfolio choices with five options - Defensive to Adventurous.

Accessibility
You can invest directly into the Income portfolios, or use them as an underlying asset for a Pension, Trust and/or Life Assurance wrapped product.

Flexibility
You can incorporate existing assets into your  portfolio with no additional cost for in specie inward transfers.

Income options
Clients can opt for regular or ad-hoc income payments as required at a level that benefits their own needs.

Tax considerations
Income portfolios can be created to monitor and work within client tax positions where TAM are so advised..

Currency options

Currently our Income portfolio are denominated in GBP.  

International investment and increased diversification
The Income product allows for a broadly diversified investment solutions including an international element in line with the risk profile selected.

Our approach to risk

Clients can select an investment portfolio that most closely reflects their investment return objectives and attitude to risk. We offer five risk-graded model portfolio options, ranging from defensive lower risk returns, through to higher risk equity-based returns.
 
Defensive
This model seeks to generate modest returns higher than cash in the bank over the short to medium term (3 to 5 years or more) with potential for consistent though constrained capital growth. Portfolios will typically comprise 10% equity and 90% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
 
Cautious
This model seeks to generate modest capital growth higher than bond based returns over the short to medium term (3 to 5 years or more) by employing a more cautious investment strategy. Portfolios will typically comprise 30% equity and 70% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
 
Balanced
This model seeks to generate capital growth over the medium term (5 years or more), with the aim of riding out short-term fluctuations in value. Portfolios will typically comprise 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
 
Growth
This model seeks to generate higher capital growth over the medium to long term (5 to 7 years or more) by employing a more dynamic investment strategy. Portfolios will typically comprise 70% equity and 30% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.

 

Adventurous
This model seeks to generate strong capital growth over the long term (7 years or more) and can experience potentially frequent and higher levels of volatility than Premier Growth. Portfolios will typically comprise 90% equity and 10% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
 
 
TAM Income Risk Chart
 
The diagram is for illustrative purposes only. The value of investments, and the income from it, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion whilst staying within specific guidelines, so the above asset allocation is intended as a guide only.  

To discuss our model portfolio performance or to find out more about our TAM Income investment portfolios, click here to get in touch today.