Model portfolios built around risk, not benchmarks
TAM Active is a discretionary, risk-managed model portfolio service designed to support advisers and their clients through changing market conditions.
The portfolios are actively managed within defined risk parameters, with the objective of delivering consistent outcomes while managing downside risk.
What is TAM Active?
TAM Active is a range of risk-graded model portfolios constructed and managed by TAM’s investment team.
Each portfolio is aligned to a defined client risk profile and managed within a clear asset allocation framework. Equity exposure is actively adjusted within controlled ranges to reflect market conditions, with flexibility retained to reduce risk during periods of elevated uncertainty.
TAM Active is designed for advisers who value judgement, discipline, and risk management over benchmark tracking.
What TAM Active is – and is not
TAM Active is:
- A discretionary model portfolio service
- Actively managed within defined risk parameters
- Designed to adapt as market conditions change
- Fully transparent, with daily liquidity
TAM Active is not:
- A benchmark-tracking solution
- A pooled fund or collective investment scheme
- A short-term trading or tactical strategy
How portfolios are managed
TAM Active portfolios are managed using a clear, repeatable investment process:
- 1
Risk profile definition
Each portfolio is aligned to a specific risk profile, forming the foundation of all investment decisions.
- 2
Asset allocation framework
Portfolios are managed around a neutral equity allocation, with flexibility to adjust exposure within defined ranges.
- 3
Fund selection
Portfolios are constructed using high-quality third-party funds, selected through ongoing quantitative and qualitative research
- 4
Ongoing monitoring
Portfolios are monitored daily and reviewed regularly by the investment team and investment committee.
Portfolio changes are implemented deliberately and are driven by risk considerations rather than short-term market noise.
Risk-led portfolio construction
Risk management sits at the centre of the TAM Active approach.
Each portfolio is constructed to reflect a defined level of risk, rather than to track a benchmark or target a specific return. Equity exposure can be adjusted within controlled ranges and may be reduced during periods of market stress to help manage downside risk.
This approach is designed to support advisers in delivering suitable, consistent outcomes for their clients over full market cycles.
Who TAM Active is designed for
TAM Active is typically used by advisers for clients who:
Practical information
- Available in GBP, USD, and EUR
- Minimum investment of £7,500 or currency equivalent
- Daily dealing and full transparency
- Custody provided by Pershing, a BNY Mellon company
- Compatible with most pension, trust, and wrapper structures
Important information
TAM Active is a discretionary model portfolio service. Clients retain full ownership of the underlying investments. The value of investments can fall as well as rise, and past performance is not a reliable indicator of future results.
