Disciplined, Transparent, and Client-Aligned

We start by understanding your client’s objectives, constraints, and risk appetite. This includes:

• Currency preference (GBP, USD, EUR)
• Investment time horizon
• Income needs or capital growth objectives
• Ethical or religious considerations (e.g. ESG, Sharia)
• Tax wrapper and jurisdictional context

Our team uses a top-down macroeconomic approach to determine asset allocation, supported by bottom-up fund and manager research. This ensures:

• Strategic diversification across asset classes, geographies and styles
• Use of best-in-class funds and ETFs
• Cost-efficient implementation with institutional access

Once the portfolio design is agreed, we:

• Execute trades efficiently and transparently
• Align the investment within any life company, platform or wrapper structure
• Ensure full reporting and audit trail from day one

Our investment committee and portfolio management team monitor portfolios daily. We:

• Rebalance portfolios as needed to maintain target allocations
• Adjust exposures based on tactical market opportunities
• Review fund performance, style drift and risk exposure regularly

We provide advisers and clients with:

• Live access to portfolios via our secure online portal
• Downloadable valuation reports, transaction histories and performance reviews
• Regular PDF investment updates tailored to regulatory and client expectations

Markets evolve, and so do client needs. We schedule regular reviews to:

• Update the mandate if objectives change
• Adjust for regulatory, tax or jurisdictional developments
• Ensure the portfolio remains suitable and aligned