With a best of breed approach, TAM creates and manages portfolios diversified not only by underlying investment asset and sector, but also by manager and corporate provider. This is essential to adding value to client portfolios. Depending on the risk graded portfolio selected, TAM uses OEICS, unit trusts, exchange traded funds and structured products to access a broad range of assets including equities, fixed income, property, commodities, alternative investment and hedge funds.
Pre-investment proposal
We produce a comprehensive premier active asset management report which clearly focuses on investment objectives, risk grading and rating, which are provided to all clients before investing.
A wide range of risk graded portfolios
Flexibility in portfolio choices with seven options - Liquidity Plus to Speculative.
Accessibility
You can invest directly into the Active portfolios, or use them as an underlying asset for an ISA, SIPP, Pension, Trust and/or Life Assurance wrapped product.
Flexibility
You can incorporate existing assets into your Active portfolio with no additional cost for in specie inward transfers.
Income options
Active clients can opt for regular or ad-hoc income payments as required at a level that benefits their own needs.
Tax considerations
Active portfolios can be created to monitor and work within client CGT and tax positions where TAM are so advised.
Currency options
We can denominate portfolios in all major currencies and multi-currency investment can be accommodated within your Active portfolios.
International investment and increased diversification
The Active product allows for a broadly diversified investment solutions including an international element in line with the risk profile selected.
Defensive
Active Defensive seeks to generate modest returns higher than cash in the bank over the medium term with potential for consistent though constrained capital growth. The portfolio has a more defensive approach to equity exposure compared to Active Cautious - typically comprising of 15% equity and 85% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Cautious
Active Cautious seeks to generate modest capital growth higher than bond based returns over the short to medium term by employing a more cautious investment strategy than Active Balanced. The portfolio will have a modest approach to equity exposure - typically comprising of 35% equity and 65% non-equity - though weightings may deviate within set parameters, allowing our managers to react to market conditions.
Balanced
Active Balanced seeks to generate capital growth over the medium to longer term, with the aim of riding out short-term fluctuations in value. The portfolio will have a more balanced approach to equity exposure compared to Active Growth - typically comprising of 50% equity and 50% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Adventurous
Active Adventurous seeks to generate strong capital growth over the longer term and can experience potentially frequent and higher levels of volatility than Premier Growth. The portfolio will have a large exposure to equities - typically comprising of 85% equity and 15% non-equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Speculative
Exclusively available to our Active clients, Active Speculative seeks to generate aggressive capital growth over the longer term and can experience very high levels of volatility in both the short and longer term. The portfolio will have a much higher high exposure to equities compared to Active Adventurous - potentially comprising of 100% equity - though weightings may deviate within set parameters, allowing managers to react to market conditions.
Each of our model portfolios is risk profiled so you can intuitively know which is appropriate to meet your clients investment objectives. Models can be combined in a single portfolio and risk profiles changed during the life cycle of clients investment.
Source: TAM Asset management International Limited. The value of investments, and the income from them, may go down as well as up and may fall below the amount initially invested. Weightings may deviate from these levels at the Investment Team's discretion, whilst staying within specific guidelines.
